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FCA accused of ‘failing the public’ by allowing lenders to charge more than advertised rate
FT experts answer reader questions on the best ways to negotiate a raise
Government plans to give FCA oversight of most ads in growing regulatory pushback
007 helped me launch my business
Call on regulators to look at decoupling 25 per cent lump sum
Groups to pay more than £33m after being found to have broken competition law
Take account of your life plans, tax and risk appetite
Hidden costs of frozen thresholds tempt more higher earners to consider VCTs
Three different indices spread confusion and create risks
Gains will make you liable for capital gains tax — but there are ways to mitigate the costs
Investors should hedge by backing energy stocks
Tightening rules around promoting high-risk investments only goes so far
Industry observers say repurposing an ETF can affect the client relationship and destroy trust
Simply being invested to benefit from miracle of long-term compounding of returns is the most important thing
Platform seeks to reassure clients over fund picks
Up-to-date deals from banks and building societies
Up-to-date tax-efficient savings deals
Current rates from the state-owned savings bank
Weekly inflows hit highest level in five years on expectations of hawkish shift at US central bank
Would-be homebuyers confound forecasters and turn cautious, BoE survey
ONS revises its forecasts on life expectancy
Company was accused of pushing borrowers into costly repayment plans as concerns grow about student debt
Personal investors can impose their own principles on businesses by revitalising voting rights
Outflows topped £4.4bn last year, the worst annual performance since 2018
ONS forecasts deaths will surpass births two decades earlier than expected marking demographic shift
Your question for our expert — and readers’ advice
Since March 2020 my income has suffered and I am struggling to balance my books
Guidance on asking for a raise that will take the fear factor out of the equation
As cost of living crisis bites, consumers say better financial education would reduce indebtedness
Wave of mergers in $2.4tn superannuation sector will create ‘megafunds’ with worldwide imprint
But poor families remain under acute pressure
Calls for rethink on suspension of ‘triple lock’ as rising cost of living triggers concern among Tory MPs
Companies analysis from our sister pubolication
Employment consultancy’s share price surged in 2021
Top 1% of households have 230 times more wealth than those in the bottom 10%
One-third of homes sold above the original price last year
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