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Lucy Warwick-Ching

Communities editor

Lucy Warwick-Ching is the communities editor, in charge of developing the FT's commenting strategy. She writes a column called Family Money and edits the weekly Your Questions column.

Previously Lucy was the personal finance digital editor. She produced the FT Money Show podcast, coordinated FT Money’s digital output and wrote for the weekday newspaper and FT.com.

Email Lucy Warwick-Ching @WarwickChing (link opens in a new browser window)
Email Lucy Warwick-Ching @WarwickChing (link opens in a new browser window)

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  • Wednesday, 12 May, 2021
    Your QuestionsPersonal Finance Advice & Comment
    How can I ship our belongings home from our second home in France?

    I need advice on how to value and declare items on the customs forms

  • Friday, 7 May, 2021
    Your QuestionsPersonal Finance Advice & Comment
    Are we liable for the new non-resident stamp duty?

    I want to buy a four bedroom property with three friends but one is not currently a UK resident

  • Tuesday, 27 April, 2021
    Your QuestionsPersonal Finance Advice & Comment
    What’s the best way to buy a house with my fiancée?

    I don’t want to make any mistakes as I’ve never purchased a property before

  • Sunday, 25 April, 2021
    Coronavirus pandemic
    What problems are young people facing? We asked, you answered

    More than 1,700 people aged 16 to 35 from around the world responded to an FT reader callout asking for their views on what life is like for them

  • Wednesday, 21 April, 2021
    Your QuestionsInheritance
    How much money can we give our daughter without paying tax?

    We are Swedish and would like to help our daughter buy a flat in London

  • Wednesday, 14 April, 2021
    Your QuestionsPensions
    How can I reduce the tax on my pension?

    My Sipp is worth almost £600,000 and I am worried I will breach the lifetime allowance

  • Thursday, 8 April, 2021
    Investments
    Which ethical funds should I invest in?

    I am 78, recently inherited £20,000, and would like to invest for income

  • Friday, 2 April, 2021
    Pensions
    Child benefit ‘mistake’ leaves 200,000 families at risk of state pension reduction

    Parents could be eligible for higher retirement income relating to child benefit claims

  • Wednesday, 31 March, 2021
    Tax
    Do I need to pay tax on cryptocurrency holdings?

    I put £5,000 into bitcoin and more recently bought a dogecoin

  • Promoted Content
  • Tuesday, 23 March, 2021
    Your QuestionsPensions
    What can I do about missing national insurance contributions?

    I have no supporting documentation to confirm my employment for 1978-79

  • Wednesday, 17 March, 2021
    Q&APersonal Finance Advice & Comment
    How will getting divorced affect my finances?

    My wife is 10 years younger than me and has a 14-year-old son who lives with us

  • Wednesday, 10 March, 2021
    Your QuestionsPersonal Finance Advice & Comment
    Could I be sued for writing an online review?

    I use social media to post critical reviews of companies, goods and services

  • Wednesday, 10 March, 2021
    FT SeriesIsa Guide 2021
    Parents plough extra savings into Jisas during lockdown

    How best to invest for those with the longest of time horizons

  • Tuesday, 2 March, 2021
    Your QuestionsPersonal Finance Advice & Comment
    What are the tax implications for someone working abroad during lockdown?

    A member of the team has been working remotely from Israel

  • Thursday, 25 February, 2021
    Your QuestionsNext Act
    Am I legally entitled to a share of the family business?

    We have a written but not legally binding agreement

  • Wednesday, 17 February, 2021
    Your QuestionsNext Act
    Must I return an expensive gift to my ex-partner?

    His finances have been badly hit by the pandemic — now he wants my necklace back

  • Wednesday, 10 February, 2021
    Your QuestionsTax
    Should I give away my assets before the Budget?

    I want to give away a property and some shares

  • Monday, 8 February, 2021
    FT SeriesBurnout: the next health crisis?
    Feeling the strain: stress and anxiety weigh on world’s workers

    Hundreds of FT readers responded to our survey — the pandemic is leaving many overwhelmed

  • Wednesday, 3 February, 2021
    Your QuestionsUK tax
    Should I set up a social media business?

    I have been sharing content online and now have more than 50,000 followers on Instagram

  • Tuesday, 26 January, 2021
    Your QuestionsNext Act
    Should I pay into a pension for my cleaner?

    I pay in cash and provide all the materials, but I’ve heard there may be tax and pension obligations too

  • Tuesday, 19 January, 2021
    Your QuestionsUK tax
    Can I place assets into trust ahead of possible CGT changes?

    I am planning ahead in case the government raises this tax

  • Wednesday, 13 January, 2021
    Next Act
    Should we sell my mother’s house or rent it out?

    She has decided to move into a nursing home

  • Thursday, 7 January, 2021
    Your QuestionsMarriage and divorce
    We’re getting divorced — should we share a lawyer?

    It’s all perfectly amicable and my husband has suggested we instruct one family lawyer for both of us

  • Sunday, 27 December, 2020
    Your QuestionsSavings
    How can I stop my bank from freezing my accounts?

    I haven’t been able to get hold of my bank for two weeks.

  • Wednesday, 16 December, 2020
    Your QuestionsPersonal Finance Advice & Comment
    How can I get money back from a friend facing bankruptcy?

    I lent £50,000 for a deposit on a property they purchased in 2016

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