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The nature of people’s debts have changed significantly — so too must debt solutions
There is some hope that remaining ‘excess savings’ can prevent a sudden cut in spending
Demand for credit may be falling in some areas, but plastic is a different story
Fall in demand for car loans and new credit cards
New Consumer Duty regulations are, in principle, good for investors, but time will show what they mean in practice
Contract for airline’s Miles & More programme will more than double German lender’s volume of such transactions
Introducing smaller players and novel technologies could create hacking vulnerabilities
Payments company also not concerned about threat from development of central bank digital currencies
Concerns profitability has peaked following a strong 2022 are not baseless, but even so credit cards remain a lucrative business
Funds set aside offset UK lender’s revenue boost from rising interest rates
When it come to reward credit cards, not everyone’s a winner
At what point does bargain hunting turn into shopping addiction?
Consumers may not feel much benefit from greater competition
The US credit card giant says increasing loan-loss reserves is simply a case of prudent accounting
Jamie Dimon warned executives to put aside rivalries and deliver critical ‘pay-by-bank’ project
Card networks under investigation over levies on UK-EU transactions
Millions wedded to high spending levels despite the worsening economic climate
Wall Street bank contends with retail headaches after push to diversify from trading and deals
Big card issuers step up marketing efforts despite the economy slipping into a technical recession
Experts bust the myths
Watchdog says Visa and Mastercard have increased cross-border transaction fees fivefold
Higher consumer spending is also being driven by higher prices for fuel and everyday goods
Credit card balances stand $71bn higher than a year ago but New York Fed says borrowers are in ‘very good shape’
Chancellor backs consumer rights campaigner’s call to ensure more borrowers get the advertised rate of interest
Forget ‘lower for longer’, a more fitting mantra for our personal finances is ‘higher much sooner’
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