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    Credit cards

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    • Friday, 22 September, 2023
      Serious MoneyClaer Barrett
      How can we defuse the household debt time bomb?

      The nature of people’s debts have changed significantly — so too must debt solutions

    • Tuesday, 5 September, 2023
      LexUS banks
      US household debt: Americans whip out the plastic as pandemic-era savings disappear Premium content

      There is some hope that remaining ‘excess savings’ can prevent a sudden cut in spending

      JPMorgan chief executive Jamie Dimon
    • Saturday, 29 July, 2023
      On Wall StreetBrendan Greeley
      Heavy credit-card users are key in the Fed’s inflation battle

      Demand for credit may be falling in some areas, but plastic is a different story

    • Friday, 21 July, 2023
      UK consumer credit
      Consumers face rising borrowing costs as interest-free deals shrink

      Fall in demand for car loans and new credit cards

      A person taps with a card to pay for shopping
    • Friday, 21 July, 2023
      Consumer Duty
      Can the UK financial regulator really end rip-offs?

      New Consumer Duty regulations are, in principle, good for investors, but time will show what they mean in practice

    • Monday, 10 July, 2023
      Deutsche Bank AG
      Deutsche Bank wins credit card deal for Lufthansa frequent-flyer scheme

      Contract for airline’s Miles & More programme will more than double German lender’s volume of such transactions

      Lufthansa aircraft at Frankfurt airport
    • Monday, 19 June, 2023
      Lex
      Visa/Mastercard: US market slow to diversify credit card processing Premium content

      Introducing smaller players and novel technologies could create hacking vulnerabilities

      A Visa logo on a credit card
    • Sunday, 14 May, 2023
      Mastercard’s Europe head defends card fees amid UK regulatory probe

      Payments company also not concerned about threat from development of central bank digital currencies

      A close-up of a Mastercard card
    • Monday, 8 May, 2023
      Lex
      Credit cards: issuers could use their own flexible friends Premium content

      Concerns profitability has peaked following a strong 2022 are not baseless, but even so credit cards remain a lucrative business

      The American Express logo displayed on a screen at the New York Stock Exchange
    • Thursday, 4 May, 2023
      UK banks
      Virgin Money profits dive after jump in bad loan provisions

      Funds set aside offset UK lender’s revenue boost from rising interest rates

      A man walks past a Virgin Money branch in Manchester, UK
    • Tuesday, 24 January, 2023
      Financial services
      Who really pays for your rewards?

      When it come to reward credit cards, not everyone’s a winner

    • Friday, 2 December, 2022
      Serious MoneyClaer Barrett
      The dark side of retail therapy

      At what point does bargain hunting turn into shopping addiction?

    • Thursday, 27 October, 2022
      LexFinancial services
      Mastercard/Visa: new bill will do little to challenge duopoly Premium content

      Consumers may not feel much benefit from greater competition

      Visa and Mastercard credit cards
    • Friday, 21 October, 2022
      LexAmerican Express Co
      American Express: investors should not take fright at provisions Premium content

      The US credit card giant says increasing loan-loss reserves is simply a case of prudent accounting

    • Friday, 23 September, 2022
      JPMorgan Chase & Co
      How JPMorgan’s plan to kill credit cards split the bank

      Jamie Dimon warned executives to put aside rivalries and deliver critical ‘pay-by-bank’ project

      JPMorgan Chase chief executive Jamie Dimon
    • Wednesday, 24 August, 2022
      Mastercard Inc
      Visa and Mastercard blame fraud for post-Brexit fee increases

      Card networks under investigation over levies on UK-EU transactions

      Visa and Mastercard cards
    • Wednesday, 10 August, 2022
      The Wealth ManJason Butler
      Are you heading for a financial car crash?

      Millions wedded to high spending levels despite the worsening economic climate

      People holding glasses of wine
    • Thursday, 4 August, 2022
      Goldman Sachs Group
      Goldman credit card business under investigation by consumer finance watchdog

      Wall Street bank contends with retail headaches after push to diversify from trading and deals

      An Apple Card
    • Sunday, 31 July, 2022
      Card lenders show faith in US consumer as they hunt for new borrowers

      Big card issuers step up marketing efforts despite the economy slipping into a technical recession

      The new Chase Bank credit card with ‘blink’ technology is displayed during a press conference at an Arby’s restaurant June 8 2005 in Denver, Colorado
    • Tuesday, 28 June, 2022
      FT Financial Literacy and Inclusion Campaign
      Money Clinic podcast: How can I improve my credit score?

      Experts bust the myths

      A woman’s hand hovers over a computer keyboard
    • Tuesday, 21 June, 2022
      UK financial regulation
      UK payment regulator to probe post-Brexit card charges

      Watchdog says Visa and Mastercard have increased cross-border transaction fees fivefold

      Mastercard and Visa cards
    • Wednesday, 15 June, 2022
      LexPan Kwan Yuk
      The Lex Newsletter: US credit card data mingle family fun with dire need Premium content

      Higher consumer spending is also being driven by higher prices for fuel and everyday goods

      A customer uses a bank card to make a contactless payment
    • Tuesday, 10 May, 2022
      US economy
      Mortgages drive increase in US household debt to nearly $16tn

      Credit card balances stand $71bn higher than a year ago but New York Fed says borrowers are in ‘very good shape’

      House sale sign
    • Sunday, 3 April, 2022
      FT Financial Literacy and Inclusion Campaign
      Martin Lewis urges reform of UK’s ‘dangerous’ credit card rules

      Chancellor backs consumer rights campaigner’s call to ensure more borrowers get the advertised rate of interest

      A woman at a laptop computer, holding a credit card
    • Friday, 1 April, 2022
      Serious MoneyClaer Barrett
      Are you ready for higher interest rates?

      Forget ‘lower for longer’, a more fitting mantra for our personal finances is ‘higher much sooner’

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