Repeat - How can I get started as an investor?

Your money. Your life. Your problem? We’re so busy earning money, we don’t have time to learn how to manage it. But that’s where Money Clinic comes in. Each week, the FT’s money-making expert Claer Barrett responds to real-life money questions from a range of millennial guests. Every 25-minute episode is packed with nuggets, tips and takeaways shared by top FT writers and financial experts. Where and how to invest your cash is our main focus; going beyond crypto and ‘meme stocks’ for those who aspire to ‘get richer slowly’ and become more confident making financial decisions in the wake of the pandemic. From getting on the property ladder to finding side hustles that boost your income and making full use of tax-breaks, this podcast is on the money for millennials. There are no short-cuts to wealth, but Money Clinic promises to tell you things you didn’t know about your finances in ways that anyone can understand. Want to talk to Claer on the show? Email or drop her a line on Instagram @Claerb

Projected income in retirement may not even cover the basics

REPEAT: In this week's episode of the Money Clinic, Claer chats to Naureen about getting started in investing. Naureen had a wake up call when she received her annual pension statement through the post, and saw that her projected income in retirement would not even cover the basics. But with so much information out there on investing, she doesn’t know where to begin. Experts Jason Butler, the FT columnist and Charlotte Brayton, financial planner at James Hambro & Partners join Claer to give their two pennies worth.

If you would like to talk to Claer on a future episode, please email the Money Clinic team at with a short description of your problem, and how you would like us to help. 

If you want to read more about the topics covered in this week's episode, check out the following FT articles - some of which are free to read:

Even if you are not a fan of 90s rapper Vanilla Ice, Claer’s free primer on the tax advantages of investing through a stocks and shares Isa is a must-read for UK listeners:

If you want to read more about budgeting, here is another free column of Claer’s:

A more serious read for investors to get their teeth into is this piece by John Kay - How to build your own investment portfolio with £10,000:

We also heartily recommend John Kay’s book "The Long and the Short of It - A guide to finance and investment for normally intelligent people who aren’t in the industry".

Say hello on social media: 

You can follow Claer on Twitter and Instagram @Claerb

You can follow Jason Butler on Twitter and Instagram @JBtheWealthMan 

You can follow FT Money on Twitter @FTMoney

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