We use cookies for a number of reasons, such as keeping FT Sites reliable and secure, personalising content and ads, providing social media features and to analyse how our Sites are used.
Your guide to a disrupted world
Add this topic to your myFT Digest for news straight to your inbox
Decision whether to lift moratorium on federal loan payments will affect millions of borrowers
Urgent action is needed to protect the personal finances of millions facing ruin from energy bills
Experts warn consumers that halting direct debits could mean higher bills and poorer credit scores
Big card issuers step up marketing efforts despite the economy slipping into a technical recession
Sector also boosted by crackdown on high-interest lenders
Experts bust the myths
Lenders concentrate on consumers with better credit and delinquencies rise in subprime tier
Queen’s Speech should have contained measures to tackle worsening living standards
Credit card balances stand $71bn higher than a year ago but New York Fed says borrowers are in ‘very good shape’
‘By the time I got to the checkout I was presented with a bill for £210. How on earth did that happen?’
As the end of the US freeze on loan repayments nears, the case for an expensive education is being re-evaluated
Chancellor backs consumer rights campaigner’s call to ensure more borrowers get the advertised rate of interest
Consumers borrowed £1.5bn net in February — the highest monthly figure since statistics began in 1993
Rishi Sunak is under pressure to address the cost of living crisis that millions are now experiencing
As cost of living crisis bites, consumers say better financial education would reduce indebtedness
Ex-banker wins teaching prize with novel lessons on the cost of consumer credit
Our annual young financial journalist of the year competition offers cash prizes and more
Banks have grappled with poor loan demand as consumers paid down balances during pandemic
It’s time to carry out your own festive spending review
Launch of FLIC draws hundreds of messages of support — and strong opinions about the best way forward
The allure of cheap debt is an old problem, but it’s also on the rise, highlighting the need for greater financial education
Human behaviour is much less predictable — or rational — than the finance industry likes to think
Exploring the risks of using debt to boost your assets
Federal Reserve researchers ‘confounded’ by decline in balances amid retail recovery
Debt problems have intensified during the pandemic, but help is at hand
International Edition
