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Idea behind P2P model was to bypass the mainstream, not become part of it
Yield hungry investors flood market to beat super-low interest rates
Zopa plans to launch a banking arm to offer wider range of products
An innovation born out of crisis may struggle as conditions normalise
Research says those willing to pay the higher rates involved will be in the minority
Industry pours money into sites that cut out the traditional middleman
Three main providers still waiting for regulator approval
Innovations include blockchain technology, wearables and monetising data
Long-standing incumbents face unprecedented threats, such as the rise of the robo adviser
Founder Giles Andrews becomes chairman as platform aims to attract more savers
As the peer-to-peer lender breaks the £1bn barrier, we hear how its chief executive started out as a used-car salesman in Essex
Caravan parks and hurricane insurance are among high-risk high-return alternative investments
New savings accounts will be less liquid than cash or shares equivalents
Goldman Sachs, hedge funds and investment trusts muscle into online consumer lending
UK challenger bank in alliance with Zopa to grow lending
The UK has led a revolution in lending, with a crowdfunding market worth £1bn last year. Will the FCA rules pop the bubble?
Cumulative lending by major platforms has doubled in nine months
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