Accessibility helpSkip to navigationSkip to contentSkip to footer

Cookies on FT Sites

We use cookies (opens in new window) for a number of reasons, such as keeping FT Sites reliable and secure, personalising content and ads, providing social media features and to analyse how our Sites are used.
Manage cookies
Accept & continue
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
myFT
  • Home
  • World
    Sections
    • World Home
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • Americas
    • Middle East and North Africa
    Most Read
    • ‘It’s finally got to rural America’: coronavirus surges in the Dakotas
    • UK dismisses ‘derisory’ EU fishing offer ahead of last-ditch trade talks
    • Saudi Arabia seeks to resolve Qatar crisis as ‘gift’ to Joe Biden
    • North Korea executes forex trader as Kim tightens grip on economy
    • Iran’s nuclear mastermind ‘assassinated’
  • US
    Sections
    • US Home
    • US Economy
    • US Companies
    • US Politics & Policy
    • US Presidential Election 2020
    Most Read
    • Saudi Arabia seeks to resolve Qatar crisis as ‘gift’ to Joe Biden
    • McDonald’s Chris Kempczinski: ‘Our menu is very Darwinian’
    • Global stocks close in on best-ever month
    • Delta and Alitalia to launch ‘quarantine free’ flights from US to Italy
    • Facebook’s Libra currency to launch next year in limited format
  • Companies
    Sections
    • Companies Home
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
    Most Read
    • Doubts raised over AstraZeneca-Oxford vaccine data
    • Delta and Alitalia to launch ‘quarantine free’ flights from US to Italy
    • Philip Green’s Arcadia on brink of collapse
    • Green gold: how sustainability became big business for consumer brands
    • Spain’s BBVA and Sabadell scrap merger talks over price dispute
  • Tech
  • Markets
    Sections
    • Markets Home
    • Alphaville
    • Markets Data
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Fund Management
    • Trading
    • Moral Money
    • ETF Hub
    Most Read
    • The risks in the power of stock market indices
    • UK digital watchdog planned to check Big Tech
    • What Mrs Watanabe can tell us about how to handle low returns
    • ‘Citgo 6’ oil executives found guilty in Venezuela
    • Further reading
  • Climate
  • Graphics
  • Opinion
    Sections
    • Opinion Home
    • Columnists
    • The FT View
    • The Big Read
    • Work & Careers
    • Lex
    • Obituaries
    • Letters
    Most Read
    • Bitcoin goes splat
    • Those who get vaccinated deserve more freedom
    • ‘Boy, did we screw up’: 12 rules for repentance
    • A hitchhiker’s guide to the City
    • Emmanuel Macron’s illiberal plan to protect the French police
  • Life & Arts
    Sections
    • Life & Arts Home
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Travel
    • FT Globetrotter
    Most Read
    • McDonald’s Chris Kempczinski: ‘Our menu is very Darwinian’
    • Diego Maradona: too grand to pity
    • Best Books of the Year 2020
    • Treasury enjoys boost in capital gains tax receipts
    • It’s a wrap: the FT Magazine’s Christmas gift guide
  • How to Spend It
  • Sign In
  • Subscribe
MenuSearch
  • Home
  • World
  • US
  • Companies
  • Tech
  • Markets
  • Climate
  • Graphics
  • Opinion
  • Life & Arts
  • How to Spend It
Financial Times
  • Sign In
  • Subscribe

$50 for your first 3 months Get the print edition and steer from crisis to recovery

Subscribe now

Moira O'Neill

Investing Columnist

Moira became head of personal finance at interactive investor in 2018, after more than 20 years in journalism, including roles as editor at Moneywise, personal finance editor at Investors Chronicle and deputy editor at Money Observer. She has won a Wincott Journalism Award and written two personal finance books, Finance at 40 and Saving and Investing for Your Children.

@MoiraONeill (link opens in a new browser window)
@MoiraONeill (link opens in a new browser window)

Add to myFT Digest

Add this topic to your myFT Digest for news straight to your inbox

  • Friday, 20 November, 2020
    Personal Finance Advice & Comment
    Investment tips from Jane Austen

    Lockdown lessons from a writer fascinated by money

  • Friday, 23 October, 2020
    Personal Finance Advice & Comment
    Ethical investment remains a work in progress

    It’s still too challenging to find funds that match your principles

  • Wednesday, 16 September, 2020
    Personal Finance Advice & Comment
    Investing vs gambling: a fine line to tread

    Some platforms promote investments that carry a considerably higher level of risk

  • Thursday, 13 August, 2020
    Private investing
    My stock market summer school (and why I’m paying my children to do it)

    With holiday camps largely closed, a five-day programme that will hopefully pay dividends

  • Friday, 12 June, 2020
    Retirement
    Investors need to rethink pension drawdown strategy

    Pay close attention to the level of income you draw in retirement

  • Thursday, 16 April, 2020
    Personal Finance Advice & Comment
    How to teach your children about the stock market 

    Lockdown presents a golden educational opportunity, particularly if you work in investment

  • Wednesday, 11 March, 2020
    Personal Finance Advice & Comment
    How many funds make an ideal portfolio?

    Most investors will find that more than 20 or 25 funds is way too many

  • Thursday, 30 January, 2020
    Personal Finance Advice & Comment
    Latin and Greek have no place in the investment world 

    The industry needs to mind its language and adopt plain English

  • Wednesday, 1 January, 2020
    Personal debt
    Harry Potter at 40: would he be a financial wizard?

    Unlike most millennials, the fictional hero could work magic on his retirement prospects 

  • Promoted Content
  • Friday, 15 November, 2019
    FT GuidesInvestment trusts: an FT Money guide
    Are ‘dividend hero’ trusts still the investor’s champion? 

    Investors turning away from UK equity income funds 

  • Friday, 1 November, 2019
    Personal Finance Advice & Comment
    Is a million pounds enough to retire on?

    Will your pension and investments keep you in the style to which you have become accustomed?

  • Wednesday, 11 September, 2019
    Personal Finance Advice & Comment
    Adrian Mole: the secret diary of an emotional investor, aged 52 and ¾

    How would the neurotic Mole cope with the ups and downs of the stock market?

  • Thursday, 11 July, 2019
    Personal Finance
    Investment lessons should start in the classroom

    Some teachers are teaching the concepts but kids need more consistent help

  • Wednesday, 5 June, 2019
    Personal Finance Advice & Comment
    Barbie at 60 — how much pension can she expect?

    The plastic blonde bombshell has had 200 jobs. But that doesn’t mean she can afford to retire

  • Wednesday, 1 May, 2019
    Personal Finance Advice & Comment
    Sell in May — but what about the rest of the year?

    Investment adages to stick in your monthly calendar

  • Wednesday, 27 March, 2019
    Personal Finance Advice & Comment
    Climate change — the investment issue your children care about

    ESG investing could spark your child’s interest in their Junior Isa or Child Trust Fund

  • Wednesday, 20 February, 2019
    Personal Finance Advice & Comment
    How to ‘Marie Kondo’ your investment portfolio

    Principle of decluttering can also be applied to your wealth

  • Wednesday, 16 January, 2019
    Personal Finance Advice & Comment
    New investors: don’t be afraid to ask stupid questions

    For beginners, the world of investment is a minefield of jargon

  • Wednesday, 28 November, 2018
    Personal Finance Advice & Comment
    What a twinkly beard can teach you about investing

    Investment value can be hard to find — but don’t worry, the Santa Rally is on its way

  • Monday, 29 October, 2018
    UK Budget
    Hammond grants business the main item on its wish list

    UK chancellor provides rescue package following months of high-street pain

  • Wednesday, 17 October, 2018
    Investments
    If winter is coming, will cash be king?

    Cash — just don’t have too much in your portfolio

Previous You are on page 1 Next

Useful links

Support

View Site TipsHelp CentreAbout UsAccessibilitymyFT TourCareers

Legal & Privacy

Terms & ConditionsPrivacy PolicyCookiesCopyrightSlavery Statement & Policies

Services

FT LiveShare News Tips SecurelyIndividual SubscriptionsGroup SubscriptionsRepublishingContracts & Tenders
Executive Job SearchAdvertise with the FTFollow the FT on TwitterFT TransactSecondary Schools

Tools

PortfolioToday's Newspaper (ePaper)Alerts HubBusiness School Rankings
Enterprise ToolsNews feedNewslettersCurrency Converter
More from the FT Group
Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2020. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
Financial Times

International Edition

  • Switch to UK Edition
  • Top sections
  • Home
  • World
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • Americas
    • Middle East and North Africa
  • US
    • US Economy
    • US Companies
    • US Politics & Policy
    • US Presidential Election 2020
  • Companies
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
  • Tech
  • Markets
    • Alphaville
    • Markets Data
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Fund Management
    • Trading
    • Moral Money
    • ETF Hub
  • Climate
  • Graphics
  • Opinion
    • Columnists
    • The FT View
    • The Big Read
    • Work & Careers
    • Lex
    • Obituaries
    • Letters
  • Life & Arts
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Travel
    • FT Globetrotter
  • Personal Finance
    • Property & Mortgages
    • Investments
    • Pensions
    • Tax
    • Banking & Savings
    • Advice & Comment
    • Next Act
  • How to Spend It
  • Special Reports
  • FT recommends
  • Lex
  • Alphaville
  • Lunch with the FT
  • FT Globetrotter
  • #techAsia
  • Moral Money
  • FTfm
  • Newsletters
  • Video
  • Podcasts
  • News feed
  • myFT
  • Portfolio
  • Today's Newspaper (ePaper)
  • Crossword
  • Our Apps
  • Help Centre
  • Subscribe
  • Sign In